Storm & insurance restoration

Storm damage is not always visible from the ground: creased or missing shingles after a gust, granules scoured off by wind-blown debris, flashing pulled up, dents in gutters and siding, a limb through the deck.

We photograph and measure the damage, put a temporary cover over any opening, and write up what we found.

Your insurer decides what your policy covers, and the claim stays between you and your insurer. We can meet the adjuster on site to show the damage.

• Right after a nor'easter, the remnants of a tropical storm, a heavy wet snow or a summer squall, even if nothing shows inside.
• Shingles, flashing or siding on the ground.
• A tree or limb has come down on the roof.
• Water inside during or after the storm.
• Policies set time limits for reporting damage: check yours and report it early.
• Strangers knocking after a storm: Connecticut's Department of Consumer Protection warns about out-of-state roofers going door to door. Look up any contractor's home improvement registration on the state's eLicense site before you sign.

The cost depends on the damage. If your policy covers it, the policy sets your share, usually the deductible. Many Connecticut homeowners policies also carry a separate hurricane deductible, a percentage of the dwelling coverage, that applies only when a hurricane warning is issued for the state: check yours before storm season.

If the damage is not worth a claim, we say so and give you a straight repair price.

1. Step 1

   Make it safeWe tarp or board up anything open to the weather.

2. Step 2

   Document itPhotos, measurements and a written description of the damage.

3. Step 3

   Your claimYou report the damage to your insurer. We can meet the adjuster on site.

4. Step 4

   The repairWe do the work the approved scope covers, to code.